From obligations to settled.

Create the shared plan

1. Connect a wallet that has a nonzero net position in the group.
2. Add each obligation with its from wallet, to wallet and BNB amount. The app calculates the group’s net positions.
3. Review each wallet, the totals and the deadline. Confirm creation in your wallet. Creation transfers no principal.
4. Open the plan and copy its shared link for the other participants.

Join and acknowledge

Open the shared link, check its network and contract, then connect the participating wallet. Review the complete net table and deadline. Acknowledge only if the group agrees to these exact balances.

Fund the difference

If your net position is negative, acknowledge first and then fund the exact total shown in the review: net principal plus the 0.25% reserved fee. Creditors do not deposit principal.

Settle and withdraw

When every wallet has acknowledged and each debtor has funded, settle before the deadline. Creditors then use their withdrawal balance to send the BNB to their chosen destination.

Reject or recover

A participant can reject an unsettled plan. After the deadline anyone can cancel it. A funded debtor in a cancelled plan claims the full refund into their withdrawal balance, then withdraws it. Both are wallet transactions.

If a wallet request fails

Read the app message before retrying. If a transaction was submitted, inspect its explorer receipt first. A changed account or network invalidates the prepared review, so connect again and review the action before signing.